Apply for a Car Loan
Step 1
The first step in getting the car you want is to apply for a car loan. You can do that quickly and easily using our car loan online application form, below. We typically give you a decision within minutes and you can borrow between £2,000 and £50,000.
Don't worry if you don't have a perfect credit score, we have a large range of lenders who specialise in providing car loans to people with all kinds of financial circumstances. Maybe you've missed the odd payment on your credit card or mobile phone bill, don't stress, we are still likely to be able to help you. Our car loan process is quick and easy, plus we have dedicated relationship managers to support your application.
So don't delay, apply today using this car loan online application form.
Step 2
Choosing your Car
Once you've completed our car loan online application form, your dedicated account manager will be in touch with you to inform you of the outcome of your application. If you've previously had an application for a car loan refused elsewhere, don't worry, it's still worth applying to CarFinance2u. We work with a large range of lenders, some of which specialise in securing finance for people with bad credit and other circumstances. Whatever yours are, we'll do our best to find a car loan deal for you, so don't delay, apply today.
Once you've had your car loan application accepted, you can choose the car you want. With CarFinance2u, you can buy your car from any reputable dealer. With the car loan sorted, you can enjoy finding the right car for you, without having to worry. We take all of the hassle out of financing your car, so that you can concentrate upon getting what you want. Your dedicated relationship manager will even advise you if they think the price being charged for the car is too high. We work with a lot of dealers and arrange a huge amount of car loans, so we know the true value of used cars. We're here to help and we'll hold your hand every step of the way.
Step 3
Enjoy your New Car
With your car loan sorted, we'll pay the dealer and you can enjoy your new car. You then make monthly payments to the finance company, until you've paid the total amount owed. We offer car loans which can be repaid over a period of between 1 and 5 years. If you have any unanswered questions, refer to our Help & Advice section below.
Help & Advice
How We Work
What gets us up in the morning is our enthusiasm to get our customers the most suitable car loan from our range of over 90 lender products. You will be allocated a dedicated relationship manager who will look carefully at your application with a view to sourcing a car loan from the most appropriate funder.
This individual will be your dedicated point of contact and will make the whole process very easy and straight forward. We believe in doing things the old fashioned way with a person, rather than a computer, working to get you the best car loan deal available.
Want To Chat With Us Now?
Our customer service team is available Monday to Thursday 10am to 7pm, Friday 10am to 6pm and Saturday 9am to 5.30pm, so if you have a question you want answering straight away, call us on 0151 705 6778 or use our chat facility by clicking on the chat icon at the bottom right hand corner of the screen. If we're not available, you can leave us a message and we'll quickly get back to you.
Eligibility
Finance Options
Your Credit Status
Your credit score is a rating system which reflects how well you have managed the repayment of loans and other forms of credit over the last six years.
If you have always repaid your loans, credit cards and other debts on time, you'll likely have a good credit score. If, however, you have missed payments or defaulted on loans altogether, your credit score will have been adversely affected.
Typically, the higher your credit score, the better your chances of having your application for a car loan approved. Even if your credit score is poor, or if you've been refused elsewhere, CarFinance2u may still be able to help you and we've already helped thousands like you. We have a wide range of lenders, some of whom specialise in helping people with poor credit to secure a car loan. So don't delay, apply for a car loan today, with CarFinance2u.
Interest Rates & Repaying the Loan
Our car loan rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances, with a representative APR of 25.9%.
Our car loans can be repaid over a period of between 1 and 5 years. Apply today to find out what car loan we can offer you. It's simple, fast and you'll typically receive a decision within minutes.
Car Loan Deals
Everyone loves a car loan deal and we're no different. That's why CarFinance2u not only helps you to secure the best car loan deal that we can, but we also help you to get the best deal of your car purchase. When you apply for a car loan with us, you get a dedicated relationship manager who will help you every step of the way to securing your new car. That includes making sure that you're paying the right price for the car.
We secure so many car loan deals for our customers that we know the accurate value of used cars and we use our knowledge to help you. So, if we think you're paying over the odds for a car, we'll tell you and help you to negotiate a better deal. It all comes as part of CarFinance2u's dedicated service. So whether you're looking to borrow £5k for a Ford Fiesta or £50k for a Ferrari, we'll make sure that you're not paying over the odds. It helps you to relax, knowing that you're in the safe hands of people with vast car loan experience, ensuring that you get the best deal possible.
We pride ourselves on providing the best quality service, with the personal touch, so don't delay apply for a car loan today with CarFinance2u.
Guaranteed Car Loans
At CarFinance2u, we use plain language to help our customers understand every step of the car loan process. That's why we're upfront about the fact that whilst there's no such thing as a guaranteed car loan, we can help customers who have experience with bad credit or a less than perfect credit score. We work with a large range of lenders, some of who specialise in helping people with all kinds of financial circumstances to secure a car loan deal.
So, if you've missed credit card or mobile phone payments, or had other difficulties with repaying previous loans, it's still worth applying for a car loan with CarFinance2u. Our car finance application process is fast and simple with our cutting edge online application form. Even better, you'll typically receive a decision within minutes. We're not a faceless company with robots doing all of the hard work, we have dedicated relationship managers who help you every step of the way in your car loan application. So, whilst we can't absolutely guarantee car loan for everyone, we do our very best to get the best deal every time. So don't delay, apply for a car loan now with CarFinance2u.
Apply for a Car Loan now
Use our simple online application form.
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